Apakah kelayakan untuk TEKUN Niaga?

Malaysian citizen,Active business,Good credit record,Shariah-compliant business

Apakah kelayakan untuk Teman TEKUN?

Group of 5 entrepreneurs,Malaysian citizen,Active business,Shariah-compliant

Apakah kelayakan untuk TEKUN SPUMI?

Malaysian citizen of Indian ethnicity,Active business,No collateral required

Apakah kelayakan untuk TEKUN SPOT?

Malaysian citizen,Active online business (Shopee/Lazada/TikTok Shop),Shariah-compliant

Apakah kelayakan untuk TEKUN Graduan?

Malaysian graduate,Starting or expanding business,Shariah-compliant

Pembiayaan PKS | The Usahawan

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64 produk dijumpai

TEKUN Niaga

Loan/Financing RM1k – RM100k

BumiputeraIslamic

Teman TEKUN

Loan/Financing RM1k – RM10k

BumiputeraIslamicWomen

TEKUN SPUMI

Loan/Financing RM1k – RM100k

Islamic

TEKUN SPOT

Loan/Financing RM5k – RM50k

IslamicDigital

TEKUN Graduan

Loan/Financing RM5k – RM50k

YouthIslamic

PUNB PROSPER Grow

Loan/Financing RM100k – RM1j

BumiputeraIslamic

PUNB PROSPER Great

Loan/Financing RM100k – RM10j

BumiputeraIslamic

PUNB PROSPER Impact

Loan/Financing RM100k – RM5j

BumiputeraIslamicExport

MARA SPiM Business Financing

Loan/Financing RM10k – RM500k

BumiputeraIslamic

MARA GEB Export Financing

Loan/Financing RM100k – RM2.5j

BumiputeraIslamicExport

BSN Micro-i

Loan/Financing RM1k – RM50k

IslamicBumiputera

BSN MicroPlus

Loan/Financing RM50k – RM150k

Islamic

BSN MSME Digital Grant

Grant Sehingga RM5k

Digital

SME Bank Biz Accelerator

Loan/Financing RM50k – RM1j

Islamic

SME Bank MySMELady 2.0

Loan/Financing RM20k – RM500k

WomenIslamic

SME Bank BizCashPlus

Loan/Financing RM10k – RM500k

Islamic

SME Bank Social Enterprise Financing

Loan/Financing RM10k – RM300k

Islamic

Agrobank Kredit Mikro-i

Loan/Financing RM1k – RM50k

Islamic

Agrobank SME Term Financing-i

Loan/Financing RM50k – RM1j

Islamic

Agrobank Agropreneur Muda

Loan/Financing RM10k – RM200k

YouthIslamic

MSME Digital Grant Madani

Grant RM3k – RM5k

Digital

Malaysia Digital Acceleration Grant (MDAG)

Grant RM50k – RM5j

DigitalStartupESG

MDEC MDAG-AI Grant

Grant RM50k – RM2j

DigitalStartup

Cradle CIP SPARK

Grant RM10k – RM150k

StartupDigitalYouth

Cradle CIP SPRINT

Grant RM50k – RM600k

StartupDigital

SME Corp BAP Matching Grant

Grant RM10k – RM200k

DigitalHalalESG

SME Corp Export Grant (SMEGG)

Grant RM50k – RM200k

Export

SME Corp Export Grant Bumiputera (GEB)

Grant RM50k – RM250k

ExportBumiputera

SME Corp Halal Certification Grant

Grant RM1k – RM10k

HalalIslamic

Malaysia Digital Catalyst Grant (MDCG)

Grant RM50k – RM1j

DigitalESGStartup

RMK13 Digital Transformation Grant

Grant RM10k – RM50k

DigitalESG

SME Export Accelerator Fund (SEAF)

Grant RM20k – RM100k

ExportHalal

MATRADE Market Development Grant (MDG)

Grant RM5k – RM300k

Export

NextGen Agropreneur Startup Grant

Grant RM5k – RM30k

YouthAgriculture

NextGen Agropreneur Scale-Up Grant

Grant RM10k – RM50k

YouthAgriculture

CUP/HIP Matching Grant

Grant RM5k – RM50k

AgricultureHalal

MTDC CRDF 1 Technology Validation Grant

Grant RM50k – RM500k

DigitalStartup

MTDC CRDF 2 Commercialisation Grant

Grant RM100k – RM1j

DigitalStartup

TERAJU SUPERB Programme

Grant RM10k – RM500k

BumiputeraStartupYouth

TalentCorp Internship Matching Grant

Grant RM2k – RM9k

YouthDigital

MaGIC Social Enterprise Grant

Grant RM10k – RM100k

Social EnterpriseYouthWomen

MITI/MIDA ESG Matching Grant (DIAF-ESG)

Grant RM20k – RM200k

ESGDigital

MDV LIFTS Grant

Grant RM100k – RM2.5j

DigitalESGStartup

KUSKOP Social Enterprise Capacity Grant

Grant RM5k – RM50k

Social EnterpriseWomenYouth

MyCreative Ventures Fund

Grant RM50k – RM500k

DigitalYouthStartup

Yayasan Hasanah Impact Grant

Grant RM20k – RM500k

Social EnterpriseESGWomen

MRANTI Global Accelerator Programme

Grant RM50k – RM1j

StartupDigitalESG

Maybank SME Clean Loan

Loan/Financing RM30k – RM250k

No CollateralWorking Capital

Maybank SME Digital Financing

Loan/Financing RM3k – RM20j

DigitalWorking Capital

RHB BizPower SME Business Loan

Loan/Financing RM50k – RM5j

Working Capital

Hong Leong SMElite Property Financing

Loan/Financing RM100k – RM3j

Property Financing

Funding Societies SME Micro Financing

Loan/Financing RM3k – RM200k

P2PDigitalNo Collateral

CIMB BizFlexi Commercial Property Financing

Loan/Financing RM100k – RM5j

Property FinancingIslamic

LKIM Fishermen's Fund (e-Dana)

Loan/Financing RM1k – RM50k

FisheriesAgricultureRural

Ekuinas Private Credit Fund

Loan/Financing RM500k – RM10j

IslamicBumiputera

microLEAP-HDC Halal MSME P2P Financing

Loan/Financing RM5k – RM500k

HalalIslamicP2P

MOTAC Special Tourism Fund (TKP)

Loan/Financing RM50k – RM5j

TourismWorking Capital

CGC Portfolio Guarantee Relief (PG Relief)

Loan/Financing RM20k – RM500k

CGC SchemeCredit GuaranteeWorking Capital

Maybank-CGC RM1 Billion Portfolio Guarantee

Loan/Financing RM20k – RM5j

CGC SchemeDigitalESG

Jelawang Capital Emerging Fund Managers Programme

Equity RM1j – RM50j

StartupVCEquity

SIDEC Selangor SME Digitalisation Matching Grant

Grant RM1k – RM5k

DigitalMatching Grant

LKIM Fisheries Matching Grant (Micro Category)

Grant RM5k – RM50k

FisheriesAgricultureMatching Grant

MOTAC GSSK Cultural Sector Support Grant 2026

Grant RM5k – RM1j

TourismCultureArtsHeritage

RISDA Rubber Replanting and Recovery Programme

Grant RM500 – RM10k

AgricultureRuralBumiputeraRubber

Produk	Penyedia	Jenis	Jumlah	Segmen	Padanan	Kriteria Utama	Tindakan
TEKUN Niaga	TEKUN Nasional Government	Loan/Financing	RM1k – RM100k	Micro,Small	BumiputeraIslamic	Malaysian citizen Active business Good credit record Shariah-compliant business	Mohon ↗
Teman TEKUN	TEKUN Nasional Government	Loan/Financing	RM1k – RM10k	Micro	BumiputeraIslamicWomen	Group of 5 entrepreneurs Malaysian citizen Active business Shariah-compliant	Mohon ↗
TEKUN SPUMI	TEKUN Nasional Government	Loan/Financing	RM1k – RM100k	Micro,Small	Islamic	Malaysian citizen of Indian ethnicity Active business No collateral required	Mohon ↗
TEKUN SPOT	TEKUN Nasional Government	Loan/Financing	RM5k – RM50k	Micro	IslamicDigital	Malaysian citizen Active online business (Shopee/Lazada/TikTok Shop) Shariah-compliant	Mohon ↗
TEKUN Graduan	TEKUN Nasional Government	Loan/Financing	RM5k – RM50k	Micro,Small	YouthIslamic	Malaysian graduate Starting or expanding business Shariah-compliant	Mohon ↗
PUNB PROSPER Grow	Perbadanan Usahawan Nasional (PUNB) Government	Loan/Financing	RM100k – RM1j	Small,Medium	BumiputeraIslamic	100% Bumiputera-owned Min 18 months operation Annual sales min RM300k Registered SSM	Mohon ↗
PUNB PROSPER Great	Perbadanan Usahawan Nasional (PUNB) Government	Loan/Financing	RM100k – RM10j	Medium	BumiputeraIslamic	100% Bumiputera-owned Min 18 months operation Annual sales min RM300k High growth business	Mohon ↗
PUNB PROSPER Impact	Perbadanan Usahawan Nasional (PUNB) Government	Loan/Financing	RM100k – RM5j	Small,Medium	BumiputeraIslamicExport	100% Bumiputera-owned Min 18 months operation Contract or appointment letter required	Mohon ↗
MARA SPiM Business Financing	Majlis Amanah Rakyat (MARA) Government	Loan/Financing	RM10k – RM500k	Micro,Small,Medium	BumiputeraIslamic	100% Bumiputera-owned Trade/Services/Manufacturing sectors Collateral required Shariah-compliant	Mohon ↗
MARA GEB Export Financing	Majlis Amanah Rakyat (MARA) Government	Loan/Financing	RM100k – RM2.5j	Small,Medium	BumiputeraIslamicExport	100% Bumiputera Sdn Bhd Export-oriented business Collaboration with SME Corp	Mohon ↗
BSN Micro-i	Bank Simpanan Nasional (BSN) DFI	Loan/Financing	RM1k – RM50k	Micro	IslamicBumiputera	Malaysian citizen Active business min 6 months Registered SSM No collateral required	Mohon ↗
BSN MicroPlus	Bank Simpanan Nasional (BSN) DFI	Loan/Financing	RM50k – RM150k	Micro,Small	Islamic	Malaysian-registered company SME definition by SME Corp Manufacturing/Services/Retail sectors	Mohon ↗
BSN MSME Digital Grant	Bank Simpanan Nasional (BSN) DFI	Grant	Sehingga RM5k	Micro,Small	Digital	At least 60% Malaysian-owned Min 6 months operation Active business bank account Apply via approved vendor	Mohon ↗
SME Bank Biz Accelerator	SME Bank Malaysia DFI	Loan/Financing	RM50k – RM1j	Small,Medium	Islamic	Registered SME Min 2 years operation Shariah-compliant business Viable business plan	Mohon ↗
SME Bank MySMELady 2.0	SME Bank Malaysia DFI	Loan/Financing	RM20k – RM500k	Micro,Small,Medium	WomenIslamic	51% equity held by woman or woman CEO with min 10% equity Min 2 years operation Shariah-compliant	Mohon ↗
SME Bank BizCashPlus	SME Bank Malaysia DFI	Loan/Financing	RM10k – RM500k	Micro,Small,Medium	Islamic	Registered MSME Shariah-compliant business Working capital purpose	Mohon ↗
SME Bank Social Enterprise Financing	SME Bank Malaysia DFI	Loan/Financing	RM10k – RM300k	Micro,Small	Islamic	Basic or Accredited Social Enterprise recognised by KUSKOP Shariah-compliant	Mohon ↗
Agrobank Kredit Mikro-i	Bank Pertanian Malaysia (Agrobank) DFI	Loan/Financing	RM1k – RM50k	Micro	Islamic	Malaysian citizen Agriculture or agro-based business No collateral required Guarantor required	Mohon ↗
Agrobank SME Term Financing-i	Bank Pertanian Malaysia (Agrobank) DFI	Loan/Financing	RM50k – RM1j	Small,Medium	Islamic	Min 51% Malaysian-owned Agriculture/agrofood/agro-based sector Min 1 year operation	Mohon ↗
Agrobank Agropreneur Muda	Bank Pertanian Malaysia (Agrobank) DFI	Loan/Financing	RM10k – RM200k	Micro,Small	YouthIslamic	Malaysian citizen aged 18-40 Registered with Unit Agropreneur Muda MoA Agriculture sector	Mohon ↗
MSME Digital Grant Madani	BSN / MDEC Government	Grant	RM3k – RM5k	Micro,Small	Digital	Min 60% Malaysian-owned Min 6 months operation Active business bank account Apply via approved TSP vendor 50% matching grant	Mohon ↗
Malaysia Digital Acceleration Grant (MDAG)	MDEC Government	Grant	RM50k – RM5j	Small,Medium	DigitalStartupESG	Malaysian-incorporated company Malaysia Digital or MSC status Min RM50k paid-up capital Tech/digital business	Mohon ↗
MDEC MDAG-AI Grant	MDEC Government	Grant	RM50k – RM2j	Small,Medium	DigitalStartup	Malaysian company AI-based solutions development or adoption Malaysia Digital status required	Mohon ↗
Cradle CIP SPARK	Cradle Fund Government	Grant	RM10k – RM150k	Micro,Small	StartupDigitalYouth	Tech startup max 5 years old Min 2 team members (1 Malaysian) Revenue under RM3M Own IP rights Conditional grant	Mohon ↗
Cradle CIP SPRINT	Cradle Fund Government	Grant	RM50k – RM600k	Small,Medium	StartupDigital	Sdn Bhd Max 7 years old Min 51% Malaysian-owned Revenue under RM5M Own IP rights Conditional convertible grant	Mohon ↗
SME Corp BAP Matching Grant	SME Corp Malaysia Government	Grant	RM10k – RM200k	Micro,Small,Medium	DigitalHalalESG	Valid SME status certificate Min 60% Malaysian equity SCORE assessment required 50% matching grant	Mohon ↗
SME Corp Export Grant (SMEGG)	SME Corp Malaysia Government	Grant	RM50k – RM200k	Small,Medium	Export	Valid SME status Min 60% Malaysian equity Export activities from Jan 2024 50% matching grant	Mohon ↗
SME Corp Export Grant Bumiputera (GEB)	SME Corp Malaysia Government	Grant	RM50k – RM250k	Small,Medium	ExportBumiputera	Valid SME status Min 60% Bumiputera equity Export promotional activities 50% matching grant	Mohon ↗
SME Corp Halal Certification Grant	SME Corp Malaysia Government	Grant	RM1k – RM10k	Micro,Small	HalalIslamic	Valid MSME status certificate Applied for Halal certification Reimbursement basis	Mohon ↗
Malaysia Digital Catalyst Grant (MDCG)	MDEC Government	Grant	RM50k – RM1j	Small,Medium	DigitalESGStartup	Malaysian-incorporated Malaysia Digital status Min RM50k paid-up capital Min 1 year operation Innovative sustainable solutions	Mohon ↗
RMK13 Digital Transformation Grant	SME Corp / MDEC Government	Grant	RM10k – RM50k	Micro,Small,Medium	DigitalESG	Registered SME Min 60% Malaysian-owned ERP/e-commerce/AI adoption 2026-2030 programme	Mohon ↗
SME Export Accelerator Fund (SEAF)	SME Corp Malaysia Government	Grant	RM20k – RM100k	Small,Medium	ExportHalal	Registered SME Export-ready business International certification or trade fair participation	Mohon ↗
MATRADE Market Development Grant (MDG)	MATRADE Government	Grant	RM5k – RM300k	Small,Medium	Export	MATRADE member Completed ERAT assessment Registered with MyExport Manufacturer or trading company Reimbursable grant	Mohon ↗
NextGen Agropreneur Startup Grant	Ministry of Agriculture & Food Security Government	Grant	RM5k – RM30k	Micro	YouthAgriculture	Malaysian citizen aged 18-43 Income below RM5000/month Agriculture/livestock/fisheries project Register via eGAM portal In-kind grant	Mohon ↗
NextGen Agropreneur Scale-Up Grant	Ministry of Agriculture & Food Security Government	Grant	RM10k – RM50k	Micro,Small	YouthAgriculture	Existing GAM recipient Agriculture project (crops/livestock/fisheries) Malaysian citizen aged 21-45 For agroteknologi and automation adoption	Mohon ↗
CUP/HIP Matching Grant	Ministry of Agriculture & Food Security Government	Grant	RM5k – RM50k	Micro	AgricultureHalal	Food industry or agro-based business Annual gross sales below RM300k Micro category only	Mohon ↗
MTDC CRDF 1 Technology Validation Grant	Malaysian Technology Development Corporation (MTDC) Government	Grant	RM50k – RM500k	Small,Medium	DigitalStartup	Malaysian company Completed R&D with local output Technology and market validation Max 70% of eligible expenses	Mohon ↗
MTDC CRDF 2 Commercialisation Grant	Malaysian Technology Development Corporation (MTDC) Government	Grant	RM100k – RM1j	Small,Medium	DigitalStartup	Malaysian SME Local R&D output commercialisation Technology-based business	Mohon ↗
TERAJU SUPERB Programme	TERAJU Government	Grant	RM10k – RM500k	Micro,Small	BumiputeraStartupYouth	Bumiputera individual or entrepreneur Startup under 3 years old Innovative and creative solutions High growth potential	Mohon ↗
TalentCorp Internship Matching Grant	TalentCorp Malaysia Government	Grant	RM2k – RM9k	Micro,Small,Medium	YouthDigital	SME or startup Up to 10 interns per company RM2000 advance or 50% matching up to RM850/month per intern	Mohon ↗
MaGIC Social Enterprise Grant	MaGIC Government	Grant	RM10k – RM100k	Micro,Small	Social EnterpriseYouthWomen	Registered social enterprise or NGO Malaysian-led Social/environmental objectives SDG-aligned	Mohon ↗
MITI/MIDA ESG Matching Grant (DIAF-ESG)	MIDA / MITI Government	Grant	RM20k – RM200k	Small,Medium	ESGDigital	Registered Malaysian company ESG adoption project Matching grant basis Check current call for applications	Mohon ↗
MDV LIFTS Grant	Malaysia Debt Ventures (MDV) Government	Grant	RM100k – RM2.5j	Small,Medium	DigitalESGStartup	Malaysian tech startup VC-backed preferred Green/Biotech/Digital sectors Working capital or expansion	Mohon ↗
KUSKOP Social Enterprise Capacity Grant	KUSKOP Government	Grant	RM5k – RM50k	Micro,Small	Social EnterpriseWomenYouth	Registered with SSM or ROS Social/environmental mission B40/women/youth/PWD community focus SDG-aligned	Mohon ↗
MyCreative Ventures Fund	MyCreative Ventures Government	Grant	RM50k – RM500k	Small,Medium	DigitalYouthStartup	Malaysian creative company Arts/design/animation/film/music sectors Min 51% Malaysian-owned	Mohon ↗
Yayasan Hasanah Impact Grant	Yayasan Hasanah Foundation	Grant	RM20k – RM500k	Micro,Small	Social EnterpriseESGWomen	Malaysian NGO or social enterprise SDG-aligned project Community/environment impact B40 focus	Mohon ↗
MRANTI Global Accelerator Programme	MRANTI Government	Grant	RM50k – RM1j	Small,Medium	StartupDigitalESG	Malaysian entity R&D or tech commercialisation Healthcare/finance/environment sectors Mid-to-late stage startup	Mohon ↗
Maybank SME Clean Loan	Maybank Bank	Loan/Financing	RM30k – RM250k	Micro,Small	No CollateralWorking Capital	Malaysian SME No collateral required Online apply Maybank and non-Maybank customers eligible	Mohon ↗
Maybank SME Digital Financing	Maybank Bank	Loan/Financing	RM3k – RM20j	Micro,Small,Medium	DigitalWorking Capital	Malaysian SME No collateral below RM500k Online application Flexible repayment up to 25 years	Mohon ↗
RHB BizPower SME Business Loan	RHB Bank Bank	Loan/Financing	RM50k – RM5j	Small,Medium	Working Capital	Registered Malaysian SME Min 1 year operation Working capital and cashflow	Mohon ↗
Hong Leong SMElite Property Financing	Hong Leong Bank Bank	Loan/Financing	RM100k – RM3j	Small,Medium	Property Financing	Registered Malaysian SME Commercial property collateral Standard SME eligibility	Mohon ↗
Funding Societies SME Micro Financing	Funding Societies Malaysia Fintech	Loan/Financing	RM3k – RM200k	Micro,Small	P2PDigitalNo Collateral	Malaysian business Min 6 months operation Consistent bank transaction history	Mohon ↗
CIMB BizFlexi Commercial Property Financing	CIMB Bank Bank	Loan/Financing	RM100k – RM5j	Small,Medium	Property FinancingIslamic	SME purchasing commercial property Minimum income criteria apply	Mohon ↗
LKIM Fishermen's Fund (e-Dana)	Lembaga Kemajuan Ikan Malaysia (LKIM) Government	Loan/Financing	RM1k – RM50k	Micro	FisheriesAgricultureRural	Malaysian fisherman or fisheries entrepreneur Registered with LKIM Active in fisheries sector	Mohon ↗
Ekuinas Private Credit Fund	Ekuinas (Ekuiti Nasional Berhad) Government	Loan/Financing	RM500k – RM10j	Small,Medium	IslamicBumiputera	Mid-market businesses Underserved segments Shariah-compliant Bumiputera focus	Mohon ↗
microLEAP-HDC Halal MSME P2P Financing	microLEAP / HDC DFI	Loan/Financing	RM5k – RM500k	Micro,Small	HalalIslamicP2P	Halal-certified MSME Registered in HDC Halal Integrated Platform (HIP) Malaysian-owned business	Mohon ↗
MOTAC Special Tourism Fund (TKP)	MOTAC / SME Bank DFI	Loan/Financing	RM50k – RM5j	Micro,Small,Medium	TourismWorking Capital	Tourism sector SME Registered with SSM Operating in tourism-related activities	Mohon ↗
CGC Portfolio Guarantee Relief (PG Relief) CGC	Credit Guarantee Corporation (CGC) DFI	Loan/Financing	RM20k – RM500k	Micro,Small	CGC SchemeCredit GuaranteeWorking Capital	Existing CGC-supported MSME MSMEs facing financial pressures Apply via participating financial institution	Mohon ↗
Maybank-CGC RM1 Billion Portfolio Guarantee CGC	Maybank / CGC Bank	Loan/Financing	RM20k – RM5j	Small,Medium	CGC SchemeDigitalESG	Malaysian SME at any growth stage Apply via Maybank Covers working capital/digital/sustainability/supply chain	Mohon ↗
Jelawang Capital Emerging Fund Managers Programme	Jelawang Capital (Khazanah) VC	Equity	RM1j – RM50j	Startup	StartupVCEquity	VC fund managers raising first/second/third fund Minimum 30% Malaysian key person shareholding	Mohon ↗
SIDEC Selangor SME Digitalisation Matching Grant	SIDEC (Selangor IT & Digital Economy Corp) Government	Grant	RM1k – RM5k	Micro,Small	DigitalMatching Grant	Selangor-registered SME Valid SSM Min 60% Malaysian-owned Priority for SMEs with no prior digitalisation grant	Mohon ↗
LKIM Fisheries Matching Grant (Micro Category)	Lembaga Kemajuan Ikan Malaysia (LKIM) Government	Grant	RM5k – RM50k	Micro	FisheriesAgricultureMatching Grant	Food industry or agro-based entrepreneur Annual gross sales below RM300k Active in fisheries or marine products	Mohon ↗
MOTAC GSSK Cultural Sector Support Grant 2026	Ministry of Tourism Arts and Culture (MOTAC) Government	Grant	RM5k – RM1j	Small,Medium	TourismCultureArtsHeritage	Registered NGO/association/cooperative/private company with arts/culture/heritage objectives	Mohon ↗
RISDA Rubber Replanting and Recovery Programme	Rubber Industry Smallholders Development Authority (RISDA) Government	Grant	RM500 – RM10k	Micro	AgricultureRuralBumiputeraRubber	Malaysian rubber smallholder Registered with RISDA Land 0.1-2.5ha One recipient per lot	Mohon ↗

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